Job vacancy Marketing Officer (Credit)

Responsibilities

• Promote and secure business from new and existing customers and also maintain good business relationships with customers
• Evaluate financial statements, credit reports, and other relevant documents to assess credit risk
• Analyze cash flow, profitability, and financial ratios to determine the creditworthiness of applicants
• Prepare comprehensive credit reports and make recommendations for credit limits and terms
• Review acceptability of proposed credit risks, suitability of account strategy, account grading and offering of facilities, and make appropriate recommended changes to loan structure to enhance credit quality, the Branch’s position and reduction of undue risk exposure
• Identify potential risks and recommend risk mitigation strategies
• Monitor existing credit portfolios and review periodic reports to ensure compliance with credit policies
• Prepare and present credit analysis reports to senior management and credit committees
• Maintain accurate and up-to-date records of all credit assessments and decisions
• Keep abreast of developments and changes in relevant industries or business environment (in particular those related to target industries) which may impact on business of the Branch’s customers
• Perform any other duties as assigned by Supervisor

Required Qualifications & Skills

• Master or Bachelor degree in accounting or CFA or CPA
• Excellent in credit analysis, cash flow projection, financial planning
• Minimum 3 ~ 5 years banking experience in credit analysis
• Highly motivated and dynamic team leader to guide and lead a team
• Excellent communication and interpersonal skills to interact with all levels of staff and Senior Management
• Excellent Command in writing, reading and speaking English languages in order to write credit application
• Ability to work under pressure